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Derren Peters
(904) 335-8811
Recent Submissions
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Solving Credit Card Debt with your Home Equity
Feeling overwhelmed by debt is a stressful feeling, one that is, unfortunately, all too familiar for many Connecticut homeowners. Credit card debt is the most common culprit for many consumer debt woes. |
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Why You Should Consider Renting
While the classic American Dream may be to buy a home of your own, the new realities of the current financial market make that a pipe dream for some. |
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Pros and Cons of a Home Equity Loan
Owning a home has plenty of benefits, from tax breaks to personal pride. One of the financial advantages for Texas homeowners is the ability to draw money from the equity built up in their property. |
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How an Appraisal Report is Compiled
Each appraisal report contains a variety of figures, property details and sales comparisons. But how is the appraisal report compiled? |
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Reasons to Refinance Your Mortgage
Refinancing offers several different ways to bring down your payments and save you money. While weighing each option, keep the following in mind |
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How Home Inspectors Become Licensed
The home inspector will play an important role if you're acquiring a home. A home represents a significant investment, perhaps the biggest of... |
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Your Home Insurance Deductible Affects Your Premiums
Your home insurance premium is directly affected by the deductible you choose. When determining your deductible, it's best to figure out what is the most you feel comfortable paying in the event of a loss. Making your deductible higher than that could place you in a financial burden should you file a claim. If you make it much lower, you may end up paying more for home insurance each month than you need to. |
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Sellers Need a Real Estate Lawyer
Selling your home puts you back in the world of Texas real property law, a unique and often tricky legal realm that involves practices and problems not seen in other transactions. A lawyer can help you avoid some of the common problems with a sale, and also determine if any resulting agreement has been properly executed. |
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The Cost of Moving
Whether you're heading to a new place in a new state, or staying within Massachusetts, moving brings a lot of excitement and change. But it's important to develop a moving budget to save money and avoid unnecessary expenses. |
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Choosing the Right Painter
There are a few issues you should consider prior to hiring a painting contractor for your home. Learn more here. |
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Q&A With Tim Sherman
We speak with Tim Sherman, an experienced real estate attorney for over 8 years. He gives us valuable insight into the real estate market, and navigating through the maze of buying your own property. |
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What is Included in an Appraisal Report?
Appraisals are vital reports in the real estate market, because they are relevant to buyers, sellers, and lenders. The value that an appraiser determines in their appraisal report ultimately sets the guideline for what a lender is likely willing to lend to a potential buyer. Given that is such an important element of any real estate transaction, it is useful to know what a typical appraisal report contains. Here are more details about the contents of an appraisal report. |
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Home Mold Inspections
One thing to look out for, especially when moving into a new home, is mold. Although mold can be quite harmless beyond its ugly physical appearance, some types of mold as well as large quantities of mold could be dangerous and cause health issues or destroy your home's walls and foundation. |
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Top Things To Remember When Renting
Before renting any property, you should be aware of the terms of rental agreement, the costs included in entering the agreement, what is included with your rental, and all additional details. Here is a brief, helpful discussion of all the costs associated with renting. |
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Agent's Protocol
You are ready to start the home search and you want to secure a buyer's agent to represent you. Here are a few tips to make sure you get the most out of your agent. |
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Why Use a Real Estate Lawyer?
For many, the idea of a simple, routine, hitch-free home purchase exists in the same cannon as the Easter bunny and Santa - fairy tales. Breathe easy - it is possible to survive the process without slipping on a proverbial banana peel, provided you have the right team of professionals on your side. |
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Buying a Home with Bad Credit
When purchasing a home, your credit will play a very pivotal role in determining if you will qualify for a mortgage that will make buying a home possible. If you have bad credit, you can still buy a home by using mortgage loan programs specifically designed for those with less than favorable credit. |
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