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Derren Peters

Photo of Derren Peters

(904) 335-8811

Derren@FloridaStateHomes.com

Recent Submissions

Why You Should Consider Renting Why You Should Consider Renting

By Derren Peters

While the classic American Dream may be to buy a home of your own, the new realities of the current financial market make that a pipe dream for some.

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Solving Credit Card Debt with your Home Equity Solving Credit Card Debt with your Home Equity

By Derren Peters

Feeling overwhelmed by debt is a stressful feeling, one that is, unfortunately, all too familiar for many Connecticut homeowners. Credit card debt is the most common culprit for many consumer debt woes.

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Sellers Need a Real Estate Lawyer Sellers Need a Real Estate Lawyer

By Derren Peters

Selling your home puts you back in the world of Texas real property law, a unique and often tricky legal realm that involves practices and problems not seen in other transactions. A lawyer can help you avoid some of the common problems with a sale, and also determine if any resulting agreement has been properly executed.

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Pros and Cons of a Home Equity Loan Pros and Cons of a Home Equity Loan

By Derren Peters

Owning a home has plenty of benefits, from tax breaks to personal pride. One of the financial advantages for Texas homeowners is the ability to draw money from the equity built up in their property.

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How an Appraisal Report is Compiled How an Appraisal Report is Compiled

By Derren Peters

Each appraisal report contains a variety of figures, property details and sales comparisons. But how is the appraisal report compiled?

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Reasons to Refinance Your Mortgage Reasons to Refinance Your Mortgage

By Derren Peters

Refinancing offers several different ways to bring down your payments and save you money. While weighing each option, keep the following in mind

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How Home Inspectors Become Licensed How Home Inspectors Become Licensed

By Derren Peters

The home inspector will play an important role if you're acquiring a home. A home represents a significant investment, perhaps the biggest of...

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Your Home Insurance Deductible Affects Your Premiums Your Home Insurance Deductible Affects Your Premiums

By Derren Peters

Your home insurance premium is directly affected by the deductible you choose. When determining your deductible, it's best to figure out what is the most you feel comfortable paying in the event of a loss. Making your deductible higher than that could place you in a financial burden should you file a claim. If you make it much lower, you may end up paying more for home insurance each month than you need to.

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Why Use a Real Estate Lawyer? Why Use a Real Estate Lawyer?

By Derren Peters

For many, the idea of a simple, routine, hitch-free home purchase exists in the same cannon as the Easter bunny and Santa - fairy tales. Breathe easy - it is possible to survive the process without slipping on a proverbial banana peel, provided you have the right team of professionals on your side.

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Choosing the Right Painter Choosing the Right Painter

By Derren Peters

There are a few issues you should consider prior to hiring a painting contractor for your home. Learn more here.

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What is Included in an Appraisal Report? What is Included in an Appraisal Report?

By Derren Peters

Appraisals are vital reports in the real estate market, because they are relevant to buyers, sellers, and lenders. The value that an appraiser determines in their appraisal report ultimately sets the guideline for what a lender is likely willing to lend to a potential buyer. Given that is such an important element of any real estate transaction, it is useful to know what a typical appraisal report contains. Here are more details about the contents of an appraisal report.

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The Cost of Moving The Cost of Moving

By Derren Peters

Whether you're heading to a new place in a new state, or staying within Massachusetts, moving brings a lot of excitement and change. But it's important to develop a moving budget to save money and avoid unnecessary expenses.

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Top Things To Remember When Renting Top Things To Remember When Renting

By Derren Peters

Before renting any property, you should be aware of the terms of rental agreement, the costs included in entering the agreement, what is included with your rental, and all additional details. Here is a brief, helpful discussion of all the costs associated with renting.

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Buying a Home with Bad Credit Buying a Home with Bad Credit

By Derren Peters

When purchasing a home, your credit will play a very pivotal role in determining if you will qualify for a mortgage that will make buying a home possible. If you have bad credit, you can still buy a home by using mortgage loan programs specifically designed for those with less than favorable credit.

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Agent's Protocol Agent's Protocol

By Derren Peters

You are ready to start the home search and you want to secure a buyer's agent to represent you. Here are a few tips to make sure you get the most out of your agent.

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Home Mold Inspections Home Mold Inspections

By Derren Peters

One thing to look out for, especially when moving into a new home, is mold. Although mold can be quite harmless beyond its ugly physical appearance, some types of mold as well as large quantities of mold could be dangerous and cause health issues or destroy your home's walls and foundation.

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Q&A With Tim Sherman Q&A With Tim Sherman

By Derren Peters

We speak with Tim Sherman, an experienced real estate attorney for over 8 years. He gives us valuable insight into the real estate market, and navigating through the maze of buying your own property.

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